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www.paul denton.co.uk Paul Denton

BENEFITS

Useful Information.....Did you know thatů..

there is an Act of Parliament that Under section 187 of the Social Security Administration Act 1992: apparently, this makes it a criminal offence for banks to take bank charges out of the accounts of people who are entirely dependent on social security benefits.

so if your bank has taken charges out of your Benefits eg:

if you are in receipt of any of the following benefits.
Income Support
Tax Credits
Child Benefit
Job seekers allowance
Incapacity benefit
Disability living allowance
Attendance Allowance
CSA payments
Other DWP payments.

which means:
That the bank can not apply any charges to money received as benefit, and any such charges are unlawful and therefore disallowed.

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/36790-bank-taking-your-benefits.html

also any charges from benefits over the last six years can be claimed back as well

PLEASE FEEL FREE TO COPY THIS PAGE AND E-MAIL/FAX/POST TO EVERYONE YOU KNOW AND MAKE SURE THIS MESSAGE GETS AROUND

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Frauds & Scams - very useful website -

http://www.consumeractiongroup.co.uk/forum/general-debt-issues/36790-bank-taking-your-benefits.html

also any charges from benefits over the last six years can be claimed back as well

PLEASE FEEL FREE TO COPY THIS PAGE AND E-MAIL/FAX/POST TO EVERYONE YOU KNOW AND MAKE SURE THIS MESSAGE GETS AROUND

 

DIRECT DEBITS

All sums taken for services by direct debit for goods that are faulty or never supplied can be put in dispute with your bank and the money must be refunded by the bank. The front line staff at a bank call centre may deny this but if you escalate through their official complaints procedure they will have to refund the payments disputed.

At this point it is up to the merchant to then pursue you directly for any money that it claims it is still owed.

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Be careful when using ATM machine - see link below


I'm sure many of us have gone for a day out with the kids and the first question when you arrive anywhere is "Mum , where's the toilet! , now there is a website www.needaloo.org


 ADVICE 

BEREAVEMENT

The loss of a loved one through death is an experience that most of us will endure at some time in our lives. There are probably as many different ways that the grief caused by bereavement is felt and expressed as there are individuals who grieve.

Perhaps we could begin to accept that death is a part of the life-cycle. Perhaps, when death does effect us, the sharing of experience and emotion, rather than its suppression, can help with a personal bereavement or can help us bring comfort to others.

A Royal College of Psychiatrists Website.

"Information about some of the ways in which people grieve after such a loss, about the ways in which bereaved people can get stuck in the grieving process, and the help available."
http://www.rcpsych.ac.uk/publications/gaskell/bereav/bereav4.htm

Cruse is the leading charity in the U.K. specialising in bereavement.

The opportunity to talk, in confidence, once or many times, with a trained volunteer; groups which offer bereaved people the chance to talk with others in similar circumstances; information on many aspects of bereavement, including practical and financial matters
http://www.crusebereavementcare.org.uk/

 

The Death Clock  
Ever wondered when you were going to go? Well, type your date of birth here and let the clock tell you your date of death. (Chilling!)

 

 
...updated November 2017...

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